Midwest Family Federal Credit Union
2832 Willowcreek Road
Portage, IN 46368
Tel: (219) 763-5102
www.midwestfamilyfcu.org
MFFCU logo

"Think and buy local!"

Midwest Family FCU is a full-service community financial institution open to anyone that lives, works, worships, attends school or volunteers in Porter County, Indiana. Midwest Family Federal Credit Union came to be as a result of employees of Midwest Steel looking for convenient ways to do their banking. This vision came to life thanks to George Paulsen and Mel Edwards along with Rudy Geissler, Oscar Klements, Harry Jones, Robert Malis, and Robert Hale. On May 10, 1962 founding members of the credit union signed the organization certificate upon the approval by the federal government officially creating the Midwest Steel Employees Federal Credit Union.

LOCATION AND ADDITIONAL DETAILS

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Products and Services

Online & Phone Banking
Use our online Perfect Teller system to securely handle your banking from home! You can transfer funds, pay your bills and even make loan payments all from the convenience of your home or office. Just ask your teller how you can access The Perfect Teller today.

You can also access your bank account via your telephone using our SYBIL automated phone teller. "SYBIL" allows you to talk directly to our credit union computer with a touch-tone phone* AND a Personal Identificcation Number.

Checking and Savings Accounts
Our Regular Share (Savings) and Share Draft (Checking) accounts offer many benefits.

A Regular Share (Savings) account establishes membership at the credit union. Your initial $5 deposit is your share of the credit union. You will earn dividends that are compounded and paid quarterly. Upon opening a share account you will be eligible to apply for all other services. Funds on deposit at Midwest Family FCU are federally insured by the National Credit Union Administration (NCUA) up to $250,000.

Our Share Draft (Checking) accounts offer all of these great benefits, as well as quarterly dividends:
  • No minimum balance requirement
  • No monthly fees
  • No per check charges
  • Unlimited check writing
  • Earns tiered dividend rates - as your balance grows so does your return.

We also offer special savings accounts for Christmas and other special savings needs.

New! We now offer money market accounts! The Money Market Account is the ideal tool for members who want to earn more money on their savings and still have easy access to their funds. With a minimum deposit of $2,500 you can start earning more on your money. As an added benefit, the money market account has tiered dividend rates, so the more you save, the more you earn. Click here to learn more!
Visa Credit Cards
Midwest Family FCU offers an excellent credit card packed with extras at a low fixed annual percentage rate (APR). Risk based lending is used to determine your specific rate. Visa is the most accepted type of credit card worldwide. No annual fee. No hidden charges. Enjoy the added benefits of Visa Extras point based reward program. Cash advances available to members at merchants nationwide.

Midwest Family Federal Credit Union also offers convenient online access to your Visa account:
  • Make your credit card payments online
  • Check your credit card account balance
  • View statements (current and 2 previous)
  • Choose to receive e-statements
  • Create and print remittance stubs
  • Make member service inquiries via email

Click here for more info about our Visa credit card.
Investment Accounts
Click here to learn more about our investment options!
Share Certificates: Share Certificates are available to members who wish to take advantage of a fixed rate of interest via a time deposit. Terms are from 6-60 months depending on your desired investment period. Earn attractive yields on deposit. Penalties for early withdrawal apply.

Individual Retirement Accounts (IRA): An Individual Retirement Account is a personal tax-deferred savings plan set to provide for your retirement or child's education. Choose from traditional, ROTH or educational IRA. IRA funds are separately insured to $250,000 by the NCUA.

Products and Services Continued

Loans and Financing
Home Equity Loans: Home equity loans can be used for all sorts of things. You can renovate your home and increase its value. You can replace your leaky roof. You can get a new car. You can pay for your child's college education. The possibilities are endless.

Titled Vehicle: Whether you are looking to buy a new or used car, truck, van, or RV let us finance your loan for less. A Midwest Family FCU Vehicle loan will meet or beat all of your purchasing needs. We offer low rates, 100% financing, quick approval and terms up to 72 months.

Line of Credit: Line of credit loan may be used for overdraft of a share draft account or for whatever your need. It is a revolving line of credit that allows you to borrow as often as you wish, within the approved dollar limit.

MEMBERS Auto and Homeowners Program
We've joined with a dedicated team of insurance professionals to bring you the MEMBERS Auto and Homeowners Insurance Program.

  • MEMBERS Auto and Homeowners is the property and casualty coverage solution preferred by the most credit unions and their members.
  • Convenient e-service, pay your bill or make changes to your policy, even report a claim.
  • Receive fast, easy access to claims service 24-hours a day.
  • Obtain a free no obligation quote or locate an agent at the local Liberty Mutual sales office.

Branch Hours:
Lobby Drive Up
Monday: 8:00 a.m. - 5:00 p.m. 8:00 a.m. - 6:00 p.m.
Tuesday: 8:00 a.m. - 5:00 p.m. 8:00 a.m. - 6:00 p.m.
Wednesday: 8:00 a.m. - 5:00 p.m. 8:00 a.m. - 6:00 p.m.
Thursday: 8:00 a.m. - 5:00 p.m. 8:00 a.m. - 6:00 p.m.
Friday: 8:00 a.m. - 5:00 p.m. 8:00 a.m. - 6:00 p.m.
Saturday: Closed 8:00 a.m. - 12:00 p.m.

Shared Branches
In addition to our Portage address, members can also utilize our shared branch locations for their banking needs. Please see our website for a full list of locations.
Additional Shared Branch Locations